I’ve always had a head for numbers so was always destined to work in finance of some kind.  After applying for my first mortgage, it sparked my interest and I steered my career in this direction, where I worked in insurance and banking.  I passed all my mortgage (CeMAP) exams in 2007 three months before the global credit crunch – not the best timing! I have since also sat and achieved my Equity Release (CeRER) qualification in 2020.

I help clients with all sorts of circumstances, however I most enjoy and get a feeling of satisfaction when helping clients with issues and requirements that most advisers or ‘High Street’ lenders would turn away.  Be it debt piling up, credit issues, unusual properties, etc…

In the past clients have left some very flattering reviews about me online, commenting on my easy-going nature and my persistence with lenders to get the rate or amount we were originally offered.  You too, can expect the same level of service.

As a whole of market Mortgage & Protection Adviser I provide advice to my clients on all mortgage and remortgage requirements, however I do also specialise in the following areas:

  • Purchases for Relationship breakdowns (couples going their separate ways)
  • Remortgage
    • Debt Consolidation
    • Capital Raising
  • Credit Repair
  • Holiday Lets
Home » Andy Cutting

How It Works

Mortgage Experience are a fast growing, dynamic financial services business. Using the very latest, cutting edge industry technology and led by a highly accomplished and experienced management team with over 100 years mortgage experience it is little wonder that our services are in demand.

Our highly qualified specialist mortgage advisers are here to guide you every step of the way, our goal is simple:
To make the complex and often daunting process of applying for a mortgage or re-mortgage as simple as possible.


Complete the simple form and submit your details.


We search 1000’s of mortgage products to find you the best deal.


You receive your mortgage offer.

“We could make the impossible, possible

Take The First Step Today

To get started, all you need to do today is to complete a simple form and submit your details.

As a whole of market mortgage specialist, I can search for 1000’s of mortgage products, including some offers that you may not find elsewhere.

Now you can put your feet up. It’s now over to me your local mortgage adviser and expert when it comes to all things mortgages. I’ll be busy behind the scenes doing all I can to secure you the best mortgage deal available.

Finally, it’s the moment you have been waiting for as you receive your mortgage offer!

The Benefits of Using A Local ME Mortgage Adviser 

Why should I use your services?

I, like all mortgage advisers here at Mortgage Experience, are passionate, hard-working, and experienced. We all know that getting a mortgage or a remortgage is not always plain sailing. I will take the time to understand your current situation, and will always do all that I can to assist you.

How do you help me get the best mortgage deal?

As a whole of market mortgage adviser, I’m not tied to a select few lenders. Therefore, you can typically expect a wider choice of mortgage deals, providing you with greater choice!

I’m a first-time buyer, could you help me?

Yes. Obtaining your first mortgage can be exciting, and equally daunting! I will be able to provide you with expert and impartial advice, taking the time to talk through your many options.

I’m self-employed, could you help me?

Yes. Applying for a mortgage or even remortgaging can sometimes be unnecessarily complicated. However, with my help, I’ll do everything I can to make the process simple and stress-free.

*Note: If there is no 2nd applicant, leave the 0. Please enter plain numbers only.