Simple, Stress Free Mortgages whatever your circumstances
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Been declined by a high street bank, we could still help!
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Apply online in minutes and its completely free
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No appointments or interviews required
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Independent and Whole of market
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Powered by our industry leading MX technology connecting you to over 90 lenders and 20,000 mortgages
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Here to look after your mortgage application every step of the way
Talk to one of our mortgage experts on
0808 172 9354
Impartial advice
FCA authorised and regulated
Open 7 days a week
Let us find the best mortgage for you
To arrange a quick call back, simply complete the form below:
How It Works
Complete the simple form and submit your details.
Using the latest technology, we then search over 20,000 mortgage products to find the best deal for you.
Sit back whilst we are busy behind the scenes securing your mortgage with the lender.
Receive your mortgage offer
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Find out more about the areas we specialise in
We appreciate that getting a mortgage, like life, isn’t always as simple as we would want it to be.
We are not all perfect, some of us work irregular hours, some of us are self-employed and many of us do not have a perfect credit history. We do not judge, we work hard to help those who have been shunned by the traditional high street banks and work tirelessly to get you a mortgage that is right for your circumstances.
Our team has many years experience in helping those that the high street cannot. We go above and beyond; we pride ourselves on the customer experience.
Bad Credit
We can help if you have:
- No credit history
- Low credit score
- Late payments
- Missed payments
- Defaults/CCJs
Declined a Mortgage
We use specialist lenders who give us access to mortgages not available on the high street.
Self Employed
You don’t always need to have 3 years accounts, if you only have 1 year, we still may be able to help.
First Time Buyers
Are you about to take your first step on the property ladder?
We offer a wide range of mortgages especially designed for first time buyers, including up to 95% loan to value.
Use our mortgage search tool to find out what the best deal is for your circumstance
If you can’t find the right deal for you, talk to one of our mortgage experts on
0808 172 9354
Mortgage Best Buys
Mortgage Best Buys
Details are based on a mortgage of £130,000 at 85% LTV
| Lending Provider | Initial Rate | Overall Cost for Comparison |
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1.89% then 3.99%(tracker) | 3.7% APR More Details |
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2.04% then 4.74%(tracker) | 4.3% APR More Details |
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2.05% then 4.74% (tracker) | 4.3% APR More Details |
Remortgage Best Buys
Details are based on a remortgage of £160,000 at 70% LTV
| Lending Provider | Initial Rate | Overall Cost for Comparison |
|---|---|---|
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1.49% then 4.74%(variable) | 4.2% APR More Details |
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2.29% then 5.49%(variable) | 4.9% APR More Details |
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2.38% then 5.23%(fixed) | 4.7% APR More Details |
Use our calculator to find out how much you could borrow
How Much Can I Borrow?
*Note: If there is no 2nd applicant, leave the 0. Please enter plain numbers only.
Use our calculator to find out how much your payments will be
How much will my payments be?
*Note: Do not enter any symbols, commas or letters. Enter simple numbers only.
About Us
Mortgage Experience are a fast growing, dynamic financial services business. Using the very latest, cutting edge industry technology and led by a highly accomplished and experienced management team with over 100 years mortgage experience it is little wonder that our services are in demand.
Our highly qualified specialist mortgage advisers are here to guide you every step of the way, our goal is simple: To make the complex and often daunting process of applying for a mortgage or re-mortgage as simple as possible.
Supported by HL Partnership, one of the UK’s leading Independent Mortgage and General Insurance Networks, you can rest assured you are in safe hands.
Awards and Nominations
Proud to be recognised for our achievements
2020 Finalist
Best Specialist Mortgage Broker
2020 Finalist
Later Life Broker
2020 Finalist
Newcomer of the Year
Small Business
Fast Growth Business
Senior Management Team
Talk to one of our mortgage experts on
0808 172 9354
Mortgage Experience rated Excellent
We understand your situation
We can also help homeowners who may not be able to obtain a mortgage from a high street lender due to bad credit or other difficult circumstances.
We’ve made it easy to arrange with no obligation whatsoever
From your first call Mortgage Experience will aim to exceed your expectations in the service you receive We will treat you with respect and courtesy and take the care required to make the whole process as quick and simple as possible. In order to do this, one of our fully qualified mortgage advisers will arrange your mortgage by telephone or our client portal and app. However, if you wish we are happy to send advisers to your home or place of work. At Mortgage Experience there are no upfront fees and you are under no obligation whatsoever. One simple call and our experienced mortgage advisers will talk you through your options. To find out how easy it can be call 0808 172 9354 and see how Mortgage Experience can change your life for the better.
Are you looking to release some equity in your home? Equity Release Advice Centre is a trusted UK company that specialises in Equity Release Schemes.
We can help...
Mortgage Experience can arrange mortgages and home loan remortgages for people with credit problems including mortgages for people with CCJs, bad credit rating, mortgage arrears and defaults.
We can also help find mortgages for the self-employed. We also have a number of schemes available for council house right to buy mortgage loans and can provide first time buyers mortgage loans and offer them our professional advice. For those wishing to invest we are expert buy to let mortgage lenders.