Talk to one of our mortgage experts on 0808 172 9354

Talk to one of our mortgage
experts on
0808 172 9354

Calculate your payments

*Note: Do not enter any symbols, commas or letters. Enter simple numbers only.

Home » Mortgages » Bad Credit Mortgages

Bad Credit Mortgages

Our experienced mortgage advisers will be with you every step of the way to understand your unique circumstances, and without judgment will find the best low credit score mortgage deal which is tailor-made for you.

Our cutting-edge technology can search 1000’s of mortgage products, including specialist bad credit mortgages that are ideal for low credit scores – many of these products you may not find readily available elsewhere.

Self Employed

Self Employed

We are on a mission to make self-employed mortgages simple!

Self Employed


Obtaining a mortgage with a CCJ can be difficult. We could help.

No Credit History

No Credit History

Our expertise may be able to help you secure a specialist mortgage.

No Credit History
Debt Consolidation

Debt Consolidation

Remortgage to help pay off debts, and save £1,000’s in interest.

Debt Consolidation

We Don’t Put You In A Box – But With Our Help You Can Look Forward To Packing

With a Mortgage Experience adviser on your team, you can sit back, relax, and make yourself a cuppa, safe in the knowledge that we will be doing all the heavy lifting to find you a suitable low credit rate mortgage. This gives you more time to pack, and well, do the actual physical heavy lifting (should you wish) as you move into and enjoy your new home.

Get In Touch

Bad Credit FAQs

Can I get a mortgage with a bad credit history?

Yes! While it may feel impossible at times, some lenders will provide mortgages for people with a low credit score or poor credit history. Typically many of the specialist bad credit mortgage lenders that our advisers can access are not readily accessible elsewhere.

With a bad credit rating, it may mean that you’ll be asked to pay a higher interest rate, or perhaps put down a larger deposit towards your new home. Fret not though, our mortgage advisers will always help to explain the best options available to you in plain English.  

With over 100 years of combined mortgage experience and countless awards, you can trust and rely on our network of expert mortgage advisers to secure you a low credit score mortgage.

What specialist mortgage lenders work with bad credit?

There are specialist mortgage lenders that provide bad or low credit rating mortgages – thankfully as whole of market mortgage advisers, we can access all of these lenders, which you may not find anywhere else!

How do bad credit mortgages work?

Bad credit mortgages are just like any other mortgage, the key difference is the interest rate, which would typically be higher. In addition, you may also potentially be limited in terms of the amount you can borrow.

Either way, you are going to want our expert advisers on your side, as they will do everything they can to try and get you the best mortgage given your circumstances.

Talk to one of our Mortgage Experts on 0808 172 9354

Talk to our mortgage advisers today to discuss your options.

Find Out More

Contact Us

Want to chat at a time that suits you? Simply arrange a callback.

Ask us online

Let’s chat. Speak with a mortgage specialist online now.


Not found the answer you were seeking? Search our FAQs.