Talk to one of our mortgage experts on 0808 172 9354

Talk to one of our mortgage
experts on
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Home » Mortgages » Self Employment Mortgages

Self Employed Mortgages Made Simple

Self-employment in the UK has continued to grow steadily, with a reported 4.3 million self-employed workers today.

Despite the steady increase in popularity of self-employment, unfortunately, getting a mortgage when self-employed can still be unnecessarily complicated.

Our innovative technology can search for thousands of mortgages, including specialist mortgages for self-employed workers, which can include self-employed mortgages that you may not find anywhere else.

We have an established network of expert mortgage advisers, who will take the time to understand your unique circumstances first – ensuring that getting a mortgage when self-employed is simple and stress-free.


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Self-Employed FAQs

Can I get a mortgage if I’m self-employed?

Yes! Even if you may have been refused elsewhere, we may be able to help.

Typically for self-employed mortgages, most lenders will require you to provide 3 years of accounts. However, this does not always have to be the case.

With our expert help and knowledge, we may still be able to assist you to get a specialist mortgage with accounts totalling one year.

Whether you are a freelancer, contractor, or sole trader, with our help you can still secure a great self-employed mortgage deal.

Remember, lenders will consider you to be in self-employment if you own more than 20% to 25% of a business, from which you earn your main income.

If you are in self-employment then take the first step today and find out how much you could borrow with our self-employed mortgage calculator.

How can I get a mortgage if I am self-employed

While today many of us work flexible hours, and increasingly in self-employment, unfortunately, many high street banks have been slow to acknowledge this. As a result, it can be tricky to secure a self-employed mortgage with a high street bank, as you may be required to jump through more hoops to prove a reliable and consistent income.

With a dedicated Mortgage Experience adviser on your side, we will do all we can to secure you the best possible deal considering your personal circumstances – giving you peace of mind, and more time to do what you do best, running your business!

Remember, we are also whole of market mortgage advisers – we are not tied to a handful of lenders, and as such can provide you with even more options.

The Personal Approach To Your Mortgage

With a Mortgage Experience adviser on your team, you can sit back, relax, and make yourself a cuppa, safe in the knowledge that we will be doing all the heavy lifting to find you a suitable self employed mortgage. This gives you more time to do the other important things in life.

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