James Heyes


  • CeMAP (Certificate in Mortgage Advice and Practice)
  • Certificate in Regulated Equity Release (CeRER)


Email: James.Heyes@mortgage-experience.com

About me:

As a Mortgage and Protection Specialist here at Mortgage Experience, I often work with people in their later years, as my specialty lies mainly in equity release, but also in adverse mortgage products.

In 2015, I received my Certificate in Mortgage Advice and Practice (CeMAP) and over the years, I’ve obtained additional specialised qualifications, such as a Certificate in Regulated Equity Release (CeRER). In a past role with a company, who was the market leader in the UK, I obtained significant experience in equity release advice. 

Since March 2019, I’ve worked at Mortgage Experience, where I’ve continued to contribute to the company’s growth as a supervisor/mentor, assisting our large number of advisers with their transfer to our team, and offering assistance and support as needed.

When I’m not in the office you’ll find me out and about in the campervan, or going for a scenic walk with my partner and our sausage dog. Then usually enjoying a cold pint as a reward in a quirky countryside pub.

Areas of expertise:

  • Equity release products
  • Adverse mortgages
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How It Works

Mortgage Experience are a fast growing, dynamic financial services business. Using the very latest, cutting edge industry technology and led by a highly accomplished and experienced management team with over 100 years mortgage experience it is little wonder that our services are in demand.

Our highly qualified specialist mortgage advisers are here to guide you every step of the way, our goal is simple:
To make the complex and often daunting process of applying for a mortgage or re-mortgage as simple as possible.


Complete the simple form and submit your details.


We search 1000’s of mortgage products to find you the best deal.


You receive your mortgage offer.

“We could make the impossible, possible

Take The First Step Today

To get started, all you need to do today is to complete a simple form and submit your details.

As a whole of market mortgage specialist, I can search for 1000’s of mortgage products, including some offers that you may not find elsewhere.

Now you can put your feet up. It’s now over to me your local mortgage adviser and expert when it comes to all things mortgages. I’ll be busy behind the scenes doing all I can to secure you the best mortgage deal available.

Finally, it’s the moment you have been waiting for as you receive your mortgage offer!

The Benefits of Using A Local ME Mortgage Adviser 

Why should I use your services?

I, like all mortgage advisers here at Mortgage Experience, are passionate, hard-working, and experienced. We all know that getting a mortgage or a remortgage is not always plain sailing. I will take the time to understand your current situation, and will always do all that I can to assist you.

How do you help me get the best mortgage deal?

As a whole of market mortgage adviser, I’m not tied to a select few lenders. Therefore, you can typically expect a wider choice of mortgage deals, providing you with greater choice!

I’m a first-time buyer, could you help me?

Yes. Obtaining your first mortgage can be exciting, and equally daunting! I will be able to provide you with expert and impartial advice, taking the time to talk through your many options.

I’m self-employed, could you help me?

Yes. Applying for a mortgage or even remortgaging can sometimes be unnecessarily complicated. However, with my help, I’ll do everything I can to make the process simple and stress-free.

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