Talk to one of our mortgage experts on 0808 172 9354

Mortgage Experience

Talk to one of our mortgage
experts on 0808 172 9354

Bridging Finance

Short-Term Bridging Finance

At Mortgage Experience, we specialise in bridging finance—providing fast, flexible short-term funding through our partner networks. Whether you need a smaller loan or large scale capital, we are here to deliver responsive solutions tailored to your property and financial goals.

Contractor Using Circular Saw Cutting Crown Moulding for Renovation.

What Is Bridging Finance Used For?

Bridging finance can help in many situations requiring speed or flexibility:

Buying a property at auction

Broken chain

Regulated bridging for moving home

Property refurbishment

Bridging temporary cash flow gaps

Land purchases ahead of planning consent

What Mortgage Experience Can Provide

We offer a wide range of options, designed to cover diverse and sometimes complex needs:

  • Small-value loans for properties that don’t fit standard buy-to-let criteria (exit strategy required)
  • Second, third, third-party and equitable charge options
  • Loans up to 75% of the purchase price on refurbishments (at competitive bank-rate levels) and up to 100% on the refurbishment costs.
  • Financing for ex-pats, foreign nationals, charities, trusts, associations, or clients with adverse credit
  • Deals for land without planning, complex title transactions, and properties in jurisdictions like Ireland, Jersey, Guernsey, where the exit is a trading performance uplift

Why Choose Mortgage Experience?

  • Speed & Responsiveness – We understand timing matters. We work to move quickly while keeping you fully informed.
  • Flexibility – Whether your situation is conventional or unconventional, we tailor our solutions.
  • Range of Lenders / Funding Sources – With a network of partner funding, we help you access the best fit for your deal.
  • Clarity & Support – Clear terms, transparent fees, advice throughout the process, and support with complex or non-standard properties.

Contact Us

Want to find out if bridging finance is right for your situation? Get in touch with Mortgage Experience today:

Phone: 01257 226654

Email: commercial@mortgage-experience.com

We’re ready to discuss your requirements, outline options, and help you make confident decisions.

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Please be aware that by clicking on to the above links you are leaving the Mortgage Experience website. Please note that Mortgage Experience nor HL Partnership Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page. There may be a fee for mortgage advice. Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing any other debts against your home.

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Mortgage Experience Limited is registered in England and Wales. Company No. 10428355. Registered Office: Renaissance House, 4 East Terrace Business Park, Euxton Lane, Chorley, PR7 6TB