Mortgage Brokers
Formby
Take one step closer to joining the thousands of clients we’ve helped make mortgages easy.
Talk to one of our mortgage experts on 0808 172 9354
Take one step closer to joining the thousands of clients we’ve helped make mortgages easy.
Hi, I’m Craig Canavan, a Mortgage & Protection Adviser here at Mortgage Experience. I’m based in Formby, Merseyside.
I spent 20 years in IT building software systems—basically solving problems and untangling messes for a living. When I moved into property software, I got a proper look at how people actually buy houses, and I couldn’t believe how confusing and stressful the whole thing was.
That’s what made me want to do this differently. All those years fixing problems? I now use that same mindset to make your house buying journey as painless as possible. I handle all the tech stuff behind the scenes so you don’t have to think about it. You just need to focus on finding your dream home—I’ll worry about making the mortgage bit work.
My job is simple: get you from where you are now to holding your keys, with as few headaches as possible
I work with everyone, but I get a real buzz from helping people whose situations are a bit different. Self-employed? Brilliant, let’s work with what you’ve got.
Had some credit wobbles? No judgment here—let’s find lenders who’ll actually listen to your story.
I work with buy to let landlords, contractors, and people whose jobs don’t fit the usual nine-to-five mould. There are lenders out there who understand real life—I just know where to find them.
Whether you’re buying your first home, remortgaging to get a better deal, or moving up the ladder, I’m here to make it happen and find the right solution for you.
Area of Expertise:
Remortgages
Home movers
First time buyers
Complex credit
Self employed
Buy to let
If you’re looking for trusted mortgage brokers in Formby, Mortgage Experience is here to help. We provide expert, whole-of-market mortgage advice to clients across Formby and Merseyside, helping people secure the right mortgage solution — even when their circumstances aren’t straightforward.
Whether you’re buying your first home, remortgaging, investing in property, or struggling to get approved by a high-street lender, our experienced advisers are on hand to guide you every step of the way. We take a personal, non-judgemental approach and focus on finding solutions that genuinely work for you.
At Mortgage Experience, we believe mortgage advice should be clear, supportive, and tailored to your individual needs. With over 100 years’ combined mortgage experience, our advisers have helped countless clients in Formby achieve their property goals — even when they’ve been told “no” elsewhere.
By working with a wide range of lenders, including specialist providers not available directly to the public, we’re able to offer far more choice than most banks. Our focus is always on finding the most suitable mortgage for your circumstances, not forcing you into a product that doesn’t quite fit.
We offer a full range of mortgage services to homebuyers, homeowners, and investors in Formby and surrounding areas.
Buying your first home can feel overwhelming, especially with rising house prices and changing lender criteria. Our advisers will explain your options clearly, help you understand how much you can borrow, and guide you through the process from start to finish. We can also advise on first-time buyer schemes and incentives that may help you get onto the property ladder sooner.
If your current mortgage deal is coming to an end, or you’re looking to reduce your monthly repayments, remortgaging could make a big difference. We’ll review your existing mortgage, compare thousands of deals across the market, and help you secure a more competitive rate. Many Formby homeowners also choose to remortgage to release equity for home improvements or other financial goals.
Formby’s desirable location makes it an attractive area for property investors. Whether you’re purchasing your first rental property or expanding a portfolio, we can help you find a buy to let mortgage that supports your investment plans. Our advisers understand rental yield requirements, lender criteria, and portfolio lending, ensuring your mortgage works as hard as your investment does.
Not all mortgage applications fit standard lending criteria. We regularly help clients with:
If your situation is more complex, we’ll search the market for lenders who take a flexible, common-sense approach.
At Mortgage Experience, we’re committed to making mortgages simple and stress-free — no matter your circumstances. Whether you’re buying your first home, remortgaging, or need specialist mortgage advice, our Formby advisers are ready to help.
Contact us today to book your consultation and find out how we can help you move forward with confidence.
*Note: If there is no 2nd applicant, leave the 0. Please enter plain numbers only.
These figures are only illustrative. All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender. An assessment of your needs will be confirmed before a recommendation can be made.
Fret no more! We are on a mission to make specialist mortgages simple and stress-free. As one of our many recent happy customers put it on TrustPilot we ‘managed to make the impossible possible!’
With over 100 years’ of combined complex specialist mortgage experience, coupled with access to specialist lenders, you can rest assured that our network of experienced mortgage advisers are here to help you every step of the way.
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